There are changes to the HMO/PPO and HDHP medical plan deductibles and how certain services are paid. The good news is that copays for everyday care, prescription copays and out-of-pocket maximums remain the same. Aspen is also increasing its HSA contribution for employees enrolled in the HDHP to $1,250 for individual coverage and $2,500 for family coverage.

The VSP frame allowance is increasing from $150 to $200, and the new VSP LightCare benefit allows you to use the frame and lens allowance toward non-prescription sunglasses or blue light filtering glasses.

Aspen is introducing Critical Illness, Hospital Indemnity and Accident Insurance through The Hartford. These voluntary plans provide cash benefits directly to you when certain covered events occur, helping with expenses your medical plan may not cover.

US-based employees who are regularly scheduled to work at least 25 hours per week and their eligible dependents can enroll in benefits within 30 days of hire.

Eligible dependents include legal spouses, domestic partners, and children under age 26, including adopted, step, foster, and other children for whom the employee has legal custody.

Most benefits, including medical, dental, vision, HSAs, FSAs, ID theft protection, and pet insurance, begin on the date of hire, while life insurance, AD&D, and disability coverage begin after a 30-day waiting period.

Benefit elections remain in effect through the plan year and can only be changed outside of Open Enrollment if a qualifying life event occurs, such as marriage, divorce, birth or adoption of a child, loss or gain of other coverage, a dependent turning age 26, or changes in domestic partner status.

Any benefit changes must be requested within 30 days of the event, and supporting documentation may be required.

Stay Healthy

• Medical, Dental & Vision (discounted rates for eligible employees – view Wellness Affidavit)
  • $1,000 Deductible PPO Summary of Benefits and Coverage
  • $3,500 Deductible HDHP Summary of Benefits and Coverage
  • $1,000 Deductible HMO Plan Summary of Benefits and Coverage
  • $1,000 Deductible EPO Summary of Benefits and Coverage (Employees outside of NE)
  • Dental Plan Summary of Benefits
  • Vision Plan Summary of Benefits
• Flexible Spending Accounts (FSA) (LPFSA)
• Health Savings Accounts (HSA)
• Wellness

Feeling Secure

• Life and Disability Insurance
• 401K Retirement Savings
• Employee Stock Purchase Plan (ESPP)
• Identity Theft
• Pet insurance

Work/Life Balance

• Employee Assistance Program (EAP)
• Paid Vacations and Holidays
• Additional Benefits/Resources

Ready to choose your benefits? Head over to UKG. As a new hire, you have 30 days from your date of hire to enroll in benefits. You can also review and update your elections during Open Enrollment each year or within 30 days of a qualifying life event, such as getting married, having a baby or gaining or losing other coverage.